Fitch confirmed that Egyptian banks are among the most regionally strong in terms of capital adequacy, which measures the Bank ' s ability to cover risks and to bear losses without affecting its financial stability.
Fitch pointed out that Egyptian banks One of the highest capital adequacy ratios was registered at the Middle East and North Africa level, where the rate was 18.5 per cent during 2024, which is higher than the global and regional minimum level in accordance with the Pazl3 standards, usually between 10 and 12 per cent, giving the banking sector a safety margin compared with other banks in the Middle East.
Strong levels
The Foundation expected Egyptian banks to maintain strong levels of capital during 2025/2026 with the support of stable profit margins, a relative decline in irregular loans and a gradual improvement in macroeconomic indicators.
Stable performance
In the light of expectations that stable performance will continue over the next period, the banking sector provides a secure environment for investors and depositors and enhances confidence in the financial system, thereby contributing to economic activity.
Read also: Fitch Solutions expects Egypt’s economy to accelerate to 4.7% this fiscal year
