Books of Dr. Nasser Hussein
I showed signs. Financial safety The solidity and strength of the banking sector as one of the pillars of the State ' s financial and monetary economic stability through its ability to provide funding to the various sectors of economic activity, reflecting increased national output, high growth and investment rates and employment opportunities for all citizens, with an improved capital adequacy rate of 19.6 per cent, at the end of the fourth quarter of 2025, up by 0.4 per cent against a minimum of 12.5%.
Quality of assets
With regard to the quality of assets, the proportion of irregular loans to total loans declined to 1.9% and the coverage of allocations achieved by 90.2%, as well as the continuation of high and safe liquidity rates in local currency and foreign currencies at 40.3% and 79.5%, compared to 20%, 25% respectively, and the ratio of loans to deposits was 66.4%, at the end of the last quarter of 2025.
The indicators confirmed that high profit rates continued to be achieved, with the rate of return on property rights at the end of fiscal year 2024 about 39.0%.
The financial linkage of the banking sector enhances the ability of banks to support the national economy, with the support of the regulatory role of the Central Bank of Egypt and its prudent follow-up to the performance of all banks and to ensure that they apply the best universally recognized financial safety standards.
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