Dr. Nasser Hussein
The Bank of Baraka-Egypt announced its financial results for the first quarter of 2026, which revealed the sustainability of its financial indicators during the period, supporting the Bank ' s presence strategy in the Islamic banking sector in Egypt and its ability to meet the requirements of its clients.
The bank investigated under command. My pilgrim.– During the first three months of the year, net profits after the tax value of £816 million were net, while pre-tax profits recorded £1.21 billion by the end of March 2026, with good profit indicators, the return on total assets (ROA) was about 2.1 per cent, and the return on total property rights (ROE) was about 21 per cent.
Total assets
At the level of financial position, total assets increased by 4.5% to Pound152.5 billion by the end of March 2026. Property rights registered Pound15.2 billion, a decrease of 3.1% compared to the end of 2025. Client trust in the Bank has evolved significantly, with a client deposit portfolio rising to Pound128.4 billion by the end of March 2026, an increase of £5.7 billion and a growth rate of 4.6% compared to the end of the previous year.
Individual deposits led this growth by an increase of £5.8 billion and by 7%, to £88.7 billion, with 69% of total bank deposits, while corporate deposits reached £39.7 billion by the end of March 2026.
Net revenue
This was accompanied by a growth in operational income of Pound2.27 billion, thanks to a rise in net revenue from the revenue to Pound1.89 billion by growth of 4.2 per cent. Net income from fees, commissions and other income also increased by 1.5% to reach Pound380 million, representing 16.8% of total operating income.
In parallel with the growth of deposits, the portfolio of funds and facilities for clients recorded Pound79.2 billion, an increase of Pound3.3 billion and a growth rate of 4.3% compared to the end of 2025, bringing the ratio of funds to deposits to 61.8%.
Funding of major companies and co-financing
At the level of institutional funding, the portfolio recorded Pound60.3 billion, an increase of 2.5 billion and a growth rate of 4.3%. Major corporate finances and co-financing grew by 5.7%, increasing £3 billion to £55.9 billion, and SME finances reached £4.4 billion by the end of March 2026.
With regard to the banking retail sector, individual funding increased by 4.4% to Pound18.9 billion; personal finances grew by 4.2% to Pound18.3 billion, while the individual credit card portfolio made a 10-7% leap to £519 million by the end of the first quarter of 2026.
Investment plans
وعلّق حازم حجازي، الرئيس التنفيذي ونائب رئيس مجلس إدارة بنك البركة – مصر، على هذه النتائج قائلاً: تركزت جهودنا خلال الربع الأول من عام 2026 على المضي قدماً في خططنا الاستثمارية التي نرى ثمارها في تطوير خطط التحول الرقمي؛ حيث نعمل على تحديث النظام المصرفي الأساسي (Core Banking System) بالتوازي مع افتتاح وتطوير الفروع الإلكترونية الجديدة.
وأضاف: نؤمن أن نجاح هذه الاستثمارات في المنصات الرقمية والانتشار الجغرافي المطور يعد ركيزة أساسية لتعزيز كفاءة العمليات وتقديم خدمات مصرفية إسلامية تواكب المتطلبات التقنية الحديثة.
Read also: Al Baraka Bank Egypt achieves net profit of EGP 4 billion by the end of 2025
