In continuation of the periodic follow-up to the implementation of the Financial Inclusion Strategy 2022-2025, the Central Bank of Egypt (CBE) issued the main indicators of financial inclusion, which showed that the number of citizens who own and use active accounts allows them to conduct financial transactions – whether in banks, Egyptian Post, mobile phone wallets or prepaid cards – to 53.8 million citizens in June 2025, representing 76.3% of the total population aged 15 years and over, compared to 74.8% in December 2024.
In this context, the indicators revealed an increase in the rate of financial inclusion among women to 70% in June 2025, compared to 68.8% in December 2024, and this progress comes within the framework of the efforts of the Central Bank of Egypt, in cooperation with the relevant ministries and authorities, to promote women’s economic empowerment by expanding their access to financial services.
The indicators of financial inclusion of young people recorded a continuous increase, rising to 54.4% in June 2025 compared to 53.1% in December 2024, supported by the measures taken by the Central Bank to promote youth financial empowerment, including allowing the opening of bank accounts from the age of 15.
Overall, financial inclusion grew by 214% from 2016 to June 2025, reflecting increased access to financial services for citizens.
It should be noted that the Central Bank of Egypt’s strategy for financial inclusion for the period 2022-2025 is based on accurate scientific bases to measure financial inclusion rates at the level of the Republic, whether in terms of availability, use or quality of financial services. The strategy is based on a set of main axes and possibilities to achieve its objectives, including the diversification of financial products and services (banking or non-banking) to suit the needs of different segments of customers, as well as the legislative and regulatory environment to ensure the inclusion of all segments of society in the formal financial system.
